Ghana's Free Calculator Suite  ·  25 Tools  ·  No Sign-up Required  ·  Go Ad-Free from GH₵ 9/month
Ghana's Calculator Suite · 100% Free

Every Tool a
Ghanaian Needs,
Right Here.

WAEC grade predictor, GHS currency converter, loan calculator, BMI tracker, VAT calculator — all free, no sign-up, mobile-friendly. Built for Ghanaian students, professionals, and business owners.

9+
Free tools
48k
Monthly users
GH₵ 0
Cost forever
Quick access
📋
WAEC Grade Calculator
Predict your aggregate & qualify for university
→
💱
GHS Currency Converter
Live GHS ↔ USD, GBP, EUR, NGN rates
→
🏦
Ghana Loan Calculator
Monthly repayments, total interest, amortisation
→
🧮
Ghana VAT Calculator
NHIL, GETFL & standard VAT at 15%
→
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Featured Calculators

Free Tools for Ghana

All calculators work instantly in your browser. No account needed. Results are for guidance only.

📋
WAEC / BECE Grade Aggregate Calculator
Calculate your aggregate score and university qualifying grade
Free
Enter your grades for your 6 best subjects (A1=1 to F9=9)
English Language
Core Mathematics
Integrated Science
Social Studies
Elective Subject 1
Elective Subject 2
Your WASSCE Result
—
Enter grades above and click Calculate.
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💱
Ghana Cedi (GHS) Currency Converter
Convert GHS to USD, GBP, EUR, NGN, XOF and back
Free
Conversion Result
100
Ghana Cedi (GHS)
⇌
7.58
US Dollar (USD)
Indicative rate only. Check your bank or forex bureau for actual rates.
🏦
Ghana Loan / Mortgage Calculator
Monthly repayments, total interest, and full amortisation
Free
Loan Repayment Breakdown
—
Monthly payment
—
Total Repayment
—
Total Interest
—
Effective Rate
🧮
Ghana VAT Calculator (2024 Rates)
Includes VAT 15%, NHIL 2.5%, GETFL 1% and COVID Levy
Free
Ghana Tax Breakdown
—
Total inclusive of all applicable taxes
—
Base Amount
—
VAT (15%)
—
NHIL + GETFL
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🏃
BMI Calculator
Body Mass Index with weight category and health advice
Free
Your BMI Result
—
—
—
Ideal Min (kg)
—
Ideal Weight
—
Ideal Max (kg)
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🎂
Age Calculator
Calculate your exact age in years, months, and days
Free
Your Age
—
—
—
Total Months
—
Total Days
—
Total Weeks
📊
BECE Grade Aggregate Calculator
Calculate BECE aggregate from 4 best core subjects
Free
Enter grades for your 4 core BECE subjects (A=1 to F=6)
English Language
Mathematics
Integrated Science
Social Studies
Your BECE Result
—
—
📊
Compound Interest Calculator
Calculate investment growth with monthly contributions
Free
Future Value
—
Projected value of your investment
—
Total Contributions
—
Interest Earned
—
Growth Rate
📅
Date Difference Calculator
Calculate days, weeks, months between two dates
Free
Date Difference
—
Total days between dates
—
Weeks
—
Months
—
Business Days
🏷️
Discount Calculator
Calculate sale price and savings from percentage discount
Free
Discount Result
—
Final price after discount
—
You Save
—
Original Price
—
Discount
⛽
Fuel Cost Calculator
Estimate fuel cost for your journey in Ghana
Free
Trip Fuel Cost
—
Total estimated fuel cost
—
Litres Needed
—
Cost per km
—
Round Trip
📏
Unit Converter
Convert length, weight, volume, and temperature
Free
Conversion Result
—
—
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🧱
Construction Materials Calculator
Estimate blocks, cement, sand for building projects
Premium
Material Estimate
—
Total estimated material cost
—
Blocks Needed
—
Cement Bags
—
Sand (tons)
⚡
ECG Electricity Bill Calculator
Calculate electricity bill based on ECG 2024 tariffs
Premium
Electricity Bill
—
Total bill including taxes and levies
—
Energy Charge
—
Service Charge
—
Taxes & Levies
📝
Final Exam Score Calculator
Find out what score you need on your final exam
Premium
Exam Score Needed
—
—
—
Minimum for A
—
If Score = 50%
—
Maximum Possible
🏠
Mortgage Affordability Calculator
How much house can you afford in Ghana?
Premium
Mortgage Affordability
—
Maximum mortgage amount
—
Affordable Price
—
Monthly Payment
—
Debt-to-Income
👴
SSNIT Pension Calculator
Estimate your monthly pension benefit at retirement
Premium
Estimated Monthly Pension
—
Based on SSNIT contribution formula
—
Total Months
—
Lump Sum
—
Replacement Rate
🎓
School Fees Planner
Plan and save for future education costs
Premium
Savings Plan
—
Monthly savings needed
—
Total Saved
—
Interest Earned
—
Future Value
🎯
Savings Goal Calculator
How long until you reach your savings target?
Premium
Time to Goal
—
Months to reach your target
—
Your Contributions
—
Interest Earned
—
In Years
📦
Shipping Cost Calculator
Estimate delivery costs within Ghana
Premium
Shipping Estimate
—
—
—
Base Cost
—
Weight Charge
—
Distance Factor
🚰
Water Bill Calculator (GWCL)
Estimate your Ghana Water Company bill
Premium
Water Bill Estimate
—
Total bill including VAT
—
Consumption Charge
—
VAT (15%)
—
Litres Used
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Most Used Today See all
1
WAEC Aggregate
12,400 uses today
 2
GHS/USD Converter
8,200 uses today
 3
Loan Calculator
6,100 uses today
 4
VAT Calculator
4,800 uses today
 5
BMI Calculator
3,200 uses today
Live GHS Rates Indicative
PairRateChg
GHS/USD13.20▼ 0.12
GHS/GBP16.85▲ 0.08
GHS/EUR14.52▼ 0.06
GHS/NGN0.0088▲ 0.0002
GHS/XOF0.022—

Indicative only. Not financial advice.

Premium
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Ad-free experience
Full WAEC history predictor
PDF export of all results
Save calculation history
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Complete Library

All 25+ Calculators

🎂
Age Calculator
Exact age with next birthday countdown
Free
📊
BECE Grading
BECE aggregate from core subjects
Free
🏃
BMI Calculator
Body Mass Index with ideal weight range
Free
📊
Compound Interest
Investment growth with monthly contributions
Free
💱
Currency Converter
GHS to USD, GBP, EUR, NGN and more
Free
📅
Date Difference
Days, weeks, months between dates
Free
🏷️
Discount Calculator
Sale price and savings from discounts
Free
⛽
Fuel Cost Calculator
Estimate trip fuel cost in Ghana
Free
🏦
Loan Calculator
Monthly payments and amortisation
Free
📏
Unit Converter
Length, weight, volume, temperature
Free
🧮
VAT Calculator
Ghana VAT + NHIL + GETFL rates
Free
📋
WAEC Aggregate
WASSCE aggregate and university admission
Free
🧱
Construction Materials
Blocks, cement, sand for building
Premium
⚡
ECG Electricity Bill
Electricity bill with ECG tariffs
Premium
📝
Exam Score Calculator
What you need on your final exam
Premium
🌾
Farm ROI
Agricultural profitability estimator
Premium
🏠
Mortgage Calculator
Home affordability and loan payments
Premium
📈
PAYE Salary Tax
Income tax & SSNIT deductions
Premium
🏠
Rent-to-Buy
Compare renting vs buying in Ghana
Premium
🎯
Savings Goal
Time to reach any savings target
Premium
🎓
School Fees Planner
Plan savings for education costs
Premium
📦
Shipping Cost
Delivery costs within Ghana
Premium
👴
SSNIT Pension
Estimate retirement pension benefit
Premium
🚰
Water Bill Calculator
GWCL water bill estimates
Premium
How CalcGH Stays Free

Free Forever. Here's How.

CalcGH will always have free tools. We're transparent about how we keep the lights on.

📣
Google AdSense
Non-intrusive ads placed around the tools fund our hosting and development. You can remove them for GH₵ 9/month with a Premium account.
⭐
Premium Membership
Power users upgrade to remove ads, access 25+ tools, export results as PDF, and save their calculation history. Paid via MoMo from GH₵ 9/month.
🤝
Sponsored Tools
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Premium Plan

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More Tools.
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Premium members get instant access to every tool — including PAYE salary calculator, farm ROI estimator, rent-vs-buy, and BECE grade predictor. All results exportable as PDF. Pay once a month via MoMo. Cancel anytime.

Ad-free experience across all 25+ tools
Full calculation history saved to your account
Export any result as a PDF for sharing
PAYE / income tax calculator (Ghana 2024 rates)
Farm profitability & agribusiness tools
Priority WhatsApp support
Monthly GHS exchange rate report emailed to you
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